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Thursday, September 26, 2019

You can go to college DEBT FREE

[VIDEO] Dave Ramsey does a radio show on personal finance and he does this video recently to help explore families paying for their children's college education. He speaks with Anthony O'Neal and Rachel Cruze. It's possible with some effort to go to college debt free.

A few things to take away. It's great to have a dream school (and I certainly went to mine) however it's OK to go to a school you can afford. You don't have to go to a more prestigious and expensive school (realize that there aren't any guarantees with that) to accomplish the goal of a baccalaureate degree.

I wish I had really made more of an effort to work while in school or better yet start my own business or side hustle. If only I understood using a blog to make money for example. Aside from this blog I had been blogging and got some notice for it during my college years. Undergrad becomes much harder if you have little to no money coming in at all.

Also this is related to working, perhaps you take on a job that helps you pay for college. Perhaps your industry has a trade organization that offers competitive scholarships. Perhaps your company offers tuition reimbursement if you achieve a passing grade in a course. These are some things worth looking into as you figure out college finance.

If you want to cut the cost of college consider staying home and going to school. Of course, not everyone has this option and I can understand if a young person just out of high school feel the need to leave home. If you do leave home room and board is a major expense.


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